The pace of U.S. bank failures has slowed sharply since peaking in 2010 with 157. Since the start of 2008, the year the financial crisis erupted, 465 banks have failed. But their depositors haven't lost any money. The Federal Deposit Insurance Corp. insures accounts up to $250,000 per depositor per bank.
Some numbers related to the bank failures:
— From 2008 through 2011, bank failures cost the federal deposit insurance fund an estimated $88 billion.
